About your new accounts
Your commercial loans and lines of credit are transitioning to UMB during conversion weekend, July 11-13. All changes are effective July 14, 2025. Please review the important account information you received in early June, which includes important details on your account changes.
Important account information
Your loan/line of credit is based on terms that were set when your loan/line of credit documents were signed. Your current loan documentation will not change based on this transition.
Updated payment address
Beginning July 14, 2025, refer to your monthly billing statement for information about your loan/line of credit number and payment options. This statement will include an updated address for loan/line of credit payments, and using this updated information will expedite payment posting.
Autopayments
If your automatic payment is set to pay your monthly billing statement on its due date through a prescheduled transfer from your Minnesota Bank & Trust account, you don’t need to do anything. These autopayments will continue after conversion. However, autopayments on a loan or line of credit will not continue to process after July 11 if:
- You make autopayments through an account at any other financial institution.
- You make autopayments outside of your monthly statement billing due date.
For these two situations, you’ll need to set up your autopayments again. After July 14, go to your online banking account to reestablish autopayments that didn’t carry over.
Statements
If you currently receive a combined statement for all your accounts, you will begin receiving individual account statements after conversion weekend. If you are signed up for e-statements, you will receive both an e-statement and paper statement beginning July 14.
Commercial lines of credit advances and paydowns
Beginning July 14, 2025, some customers will experience changes to online functionality for advances and paydowns. If you are unable to complete a transaction as expected, please contact your banker for assistance.
